Dealing with American Express Financial Review (FR): A Complete Guide

The Financial Review (FR) by American Express (Amex) is part of its risk management strategy, designed to identify potential credit risks. When Amex detects risk, it may request financial documentation from the customer and could temporarily suspend account usage.

Signs and Outcomes of an FR

• Signs of FR: Inability to make purchases, the appearance of "charging suspended" alerts in online banking, or receiving a call from the Amex FR team with a "NO CALLER ID."